Home Equity Loans
Download Home Equity Loan Application
Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) is a great way for you to access the equity in your home on an as-needed basis. The interest on the loan is generally tax-deductible (consult your tax advisor) and you are able to access your funds anytime by check. For lines $25,000 or greater:
- No application fee
- No closing costs
- No annual fee
- Interest only payments
- Checks to access account - free checks
- Monthly statement of activity
- Discounted rate for automatic payment from Affinity account - .50%
- Maximum loan-to-value - 85% value of your home
Home Equity Term Loans
Home Equity Term loans are another great way for you to access the equity on your home for a home improvement project or to pay off higher interest rate loan balances at other institutions. The interest on the loan is generally tax-deductible, however consult your tax advisor.
Terms on term loans are available for 1 year through 15 years to meet your needs.
- No application fee
- $175 closing costs
- Fixed rates for term of loan
- Discounted rate for automatic payment from Affinity account - .50%
- Maximum loan-to-value - 85% value of your home
Personal Loans
Affinity Bank offers a variety of personal loans to meet your needs. We offer competitive rates, flexible terms and convenient repayment schedules. Please ask an Affinity Bank representative at any of our convenient locations to discuss your needs so that we can help you find the best loan product for you.
Mortgages
If you are looking to purchase a new home or refinance your existing home, Affinity Bank offers a loan product to meet your needs. Choosing the right loan product amongst the hundreds of programs available from many different sources can be a stressful process to say the least, but it doesn�t have to be. Let us do the homework to find the best loan product based on your individual needs. Our rates and fees are very competitive and our service separates us from the others. When you are looking to make this significant decision related to your personal finances you will find that Affinity Bank will truly be a resource that will Simplify Your Life!
Credit Cards
Our Visa Platinum credit card has everything you need, and best of all, it�s offered by Affinity Bank, a local independently owned community bank, directly to you. Our Visa Platinum credit card has low rates and other great features.
