Affinity ONE Checking
The Affinity ONE checking account is designed as a premium personal cash management product to be used in conjunction with the Bank’s online banking product - NetTeller. All statements will be provided to you through NetTeller free of charge. The Affinity ONE product allows you to earn a premium rate of interest on your funds while still enjoying the benefit of FDIC insurance. As an Affinity ONE account holder, you are also eligible for our ATM Gold Program. The ATM Gold Program was designed by us to provide you a reimbursement for the fees other banks may charge you for use of their ATMs. Each statement, you will receive a reimbursement for charges assessed by other banks at non-Affinity ATMs equal to 50 cents per transaction up to five transactions per statement cycle.
- Interest bearing checking account
- Free unlimited check writing
- Free access to NetTeller online banking service
- Free access to BillPay online bill payment service
- Free access to telephone banking service
- Free electronic statements
- Free checks - limit 400 per year
- Free debit card
- Free ATM services
- Free ATM Gold Program
- Minimum balance to open - $25.00
- Minimum balance to avoid $15.00 monthly fee - $100.00
- FDIC insurance
Premium Checking
The Premium Checking account is designed as a personal cash management product. The product offers the same functionality of the Basic Checking account, however by maintaining a $1,000 minimum balance you can also enjoy many other benefits as well. The Premium Checking product allows you to earn interest on your funds while still enjoying the benefit of FDIC insurance. As a Premium Checking account holder, you are also eligible for our ATM Gold Program. The ATM Gold Program was designed by us to provide you a reimbursement for the fees other banks may charge you for use of their ATMs. Each statement, you will receive a reimbursement for charges assessed by other banks at non-Affinity ATMs equal to 50 cents per transaction up to five transactions per statement cycle.
- Interest bearing checking account
- Free unlimited check writing
- Free access to NetTeller online banking service
- Free access to BillPay online bill payment service
- Free access to telephone banking service
- Free electronic statements
- Free first order of checks
- Free debit card
- Free ATM services
- Free ATM Gold Program
- Minimum balance to open - $25.00
- Minimum balance to avoid $8.00 monthly fee - $1,000.00
- FDIC insurance
Basic Checking
The Basic Checking account provides you with unlimited check writing capabilities. We guarantee that for the first two years of your account we will waive all minimum balance requirements, monthly maintenance fees and activity fees. In addition, enjoy unlimited access to your account with a MasterMoney debit card that can be used at any merchant accepting MasterCard or at ATMs within the STAR AND PLUS networks for free. By the way, when we say free, we mean it. We do not assess an annual fee for the privilege of having a debit card. Please note, if you use an ATM not operated by Affinity Bank, the owner of the ATM may assess you a fee.
- Free unlimited check writing
- Free access to NetTeller online banking service
- Free access to BillPay online bill payment service
- Free access to telephone banking service
- Free electronic statements
- Free first order of checks
- Free debit card
- Free ATM services
- Minimum balance to open - $25.00
- Minimum balance to avoid $5.00 monthly fee - $250.00*
- FDIC insurance
