Cash Management Products 
At Affinity Bank we understand that your business cash management needs are specific to your business and that not one product fits all. We also understand your need to maximize earnings, either through reduced fees and interest expense or increased interest income. Therefore, we review the needs of each customer and propose a cash management solution that is tailored to those needs. Two of the more common products used by our cash management customers are reviewed below.

Affinity Reserve Sweep Account
The Affinity Reserve Sweep Account is a proprietary product that allows you to invest your excess funds overnight into an interest bearing money market fund that you open with our partner, Reserve Funds. Reserve Funds invests all of these funds at Affinity Bank so you have the benefit of FDIC insurance up to $250,000 through December 31, 2013 and the comfort of knowing that your funds never leave Affinity Bank. The interest rate and fees on this product are very competitive. Please contact an Affinity Bank representative to discuss this cash management tool further if you feel it will benefit your cash management needs. Typically, businesses that benefit from this product are businesses that maintain cash balances of $100,000 or more in their business checking account and/or businesses that have significant unused account analysis credits.

Zero Balance Sweep Account
The Zero Balance Sweep Account is a product that allows a business to consolidate its cash into a concentration account, whether it be an account that consolidates cash for several affiliated companies or an account that consolidates cash for several accounts in one company. This allows a business owner to have a clearer picture of the daily cash position for the company and also have the comfort of knowing that checks drawn on the individual company accounts will be covered through the concentration account eliminating the need to project cash needs across several operating accounts. Another benefit of this arrangement is that earnings credits are maximized to cover fees from all operating accounts on a consolidated basis.

Check Re-Orders 
Re-ordering checks through Deluxe has just become a lot easier! Simply click on the link below and you will be taken to the Deluxe website to re-order your checks. You can still mail your re-order coupon to Deluxe as you have in the past or feel free to contact any Affinity Bank office to assist in the re-order process.


 
Please note that if any of your contact information has changed you should place your order through an Affinity Bank office to make sure your information is updated on your next order of checks rather than ordering online.